Which traffic tickets affect insurance?

Traffic violations can result in high fines or legal fees, but they can also cost you in the form of increases in car insurance rates. A reckless driving violation, for example, adds 77 cents on the dollar on average to your car insurance premiums.

Which traffic tickets affect insurance?

Traffic violations can result in high fines or legal fees, but they can also cost you in the form of increases in car insurance rates. A reckless driving violation, for example, adds 77 cents on the dollar on average to your car insurance premiums. Most (but not all) states use a point system to track dangerous or careless drivers. The points system was developed to penalize drivers who have committed serious violations and to get the most dangerous drivers off the road for the protection of others.

A violation point value is added to your driving record. Accumulating points on your driving record is costly. These points affect your insurance rates, your driving privileges, and your credit score. In addition, they come with high fines, court fees and surcharges that always accompany them.

Violation of driving and traffic laws can result in fines, suspension or revocation of your driving privileges, and even imprisonment. To get your license reinstated, you'll pay hundreds of dollars in fines and fees. Receiving too many speeding or traffic tickets can increase the price of your insurance and result in the loss of your license. You don't have to plead guilty just because you were fined by a cop.

Make sure you understand your options and your rights. Cohen is dedicated to representing the people of Pottstown, Pennsylvania and the surrounding area. Cohen Law Firm, LLC today for a consultation. Receiving a speeding ticket can affect your insurance premiums soon after the citation.

You could receive Pennsylvania insurance points as a penalty, which your insurance company will see on your driving record. You can fight a traffic ticket based on errors by police officers, problems with the traffic ticket itself, lack of maintenance or calibration of the speeding device, or other legal or factual reasons. Depending on your driving history and the reason for your ticket, your traffic court may allow you to complete a defensive or traffic school driving course to avoid adding drivers license points and dismissing the ticket. A trial gives you the opportunity to fight the traffic ticket in front of a judge or jury, and most people prefer to hire a traffic ticket lawyer to defend them in court.

Tabatha Homiak
Tabatha Homiak

Infuriatingly humble zombieaholic. Wannabe social media aficionado. Certified zombie practitioner. Hardcore travelaholic. Food nerd.

Leave a Comment

All fileds with * are required